Visa Pay by Wallet (PbW) is Visa’s solution that lets wallets enable Tap to Pay, Scan to Pay, eCommerce, and push provisioning to digital wallets. It provides a seamless, secure, and globally interoperable payment experience for wallet users at any Visa-accepting merchant—without requiring traditional card issuance.

How is Visa Pay beneficial to digital wallets?

Global Reach: Instantly expand your wallet’s acceptance to 130M+ Visa merchants worldwide, including markets where QR codes aren’t prevalent. New Revenue Streams: Capture new payment volume from contactless (Tap to Pay) and international transactions, with interchange opportunities and valuable spend data. Faster Go-to-Market: Integrate once with the Visa Pay SDK to access Tap to Pay, Scan to Pay, eCommerce, and push provisioning features. No Bilateral QR Agreements: A single agreement with Visa enables QR payments across supported networks. Sticky User Experience: Offer a familiar, consistent payment experience for users at home and abroad, driving engagement and retention.

How does a wallet sign up for Visa Pay?

Reach out to your Visa account manager or implementation contact.

Do wallets need to implement all use cases at once?

No, you may phase rollout—focus first on Tap to Pay and Scan to Pay, then enable eCommerce and push provisioning later.

Will merchants need to change their QR codes?

No. Visa’s solution enables merchant acceptance using existing QR codes.

What is the pricing model?

Standard Visa fees apply, with possible setup/SDK/processing fees. Incentive deals and fee waivers are available for FY25 go-lives.

Customer making payments using a mobile phone at a merchant store

Go from everyday wallet to everywhere wallet

Millions of merchants. Many ways to pay. One secure integration with Visa Pay.

Get started

Every global-ready wallet starts here

Connect your users to millions of merchants worldwide and multiple ways to pay—without card issuance or complex builds.

Pay Anywhere

Give your users the freedom to pay wherever Visa is accepted—at home or abroad—with a familiar, consistent, and trusted experience through your app.

Expand global

Tap into Visa’s worldwide acceptance footprint to access new merchant segments and markets.

Integration made easy

Simplify integration with one Visa SDK—enable Tap to Pay, Scan to Pay, eCommerce, and effortless wallet provisioning, without added complexity.

Enable every way to pay

Improve every checkout experience—online, in-store, and across borders—with Visa’s trusted payment modes.

Acceptance you can count on

Wallets winning worldwide

See how leading wallet providers scale faster, expand reach, and deliver better payment experiences.

Become the everyday wallet, for everywhere.

Enter new markets, enable seamless payments, and reduce time-to-market—all in one integration.

Begin your integration

Visa Pay Client FAQ

Your key integration, rollout, and support questions—answered.

: Visa Pay by Wallet (PbW) is Visa’s solution that lets wallets enable Tap to Pay, Scan to Pay, eCommerce, and push provisioning to digital wallets. It provides a seamless, secure, and globally interoperable payment experience for wallet users at any Visa-accepting merchant—without requiring traditional card issuance.
: Global Reach:
Instantly expand your wallet’s acceptance to 130M+ Visa merchants worldwide, including markets where QR codes aren’t prevalent.

New Revenue Streams:
Capture new payment volume from contactless (Tap to Pay) and international transactions, with interchange opportunities and valuable spend data.

Faster Go-to-Market:
Integrate once with the Visa Pay SDK to access Tap to Pay, Scan to Pay, eCommerce, and push provisioning features.

No Bilateral QR Agreements:
A single agreement with Visa enables QR payments across supported networks.

Sticky User Experience:
Offer a familiar, consistent payment experience for users at home and abroad, driving engagement and retention.
: Reach out to your Visa account manager or implementation contact.
: No, you may phase rollout—focus first on Tap to Pay and Scan to Pay, then enable eCommerce and push provisioning later.
: No. Visa’s solution enables merchant acceptance using existing QR codes.
: Standard Visa fees apply, with possible setup/SDK/processing fees. Incentive deals and fee waivers are available for FY25 go-lives.